Central Banking and Fintech: Points of Contact

lower costs and higher speed for the interbank market;

the possibility to implement central bank open market operations in a calendar of 24h/7 days and reduce the current overnight transaction risk;

an easier framework to pay interests on central bank currency and avoid restrictions coming from a zero-lower-bound (ZLB),

separate the current joint roles of credit and money creation by commercial banks, creating a more narrow banking system, in which banks and financial institutions work with a 100% equity and no leverage.

Fraudulent behavior

Suspicious transactions

Potential future attacks